Probably the best view near Harare
We moved, my wife and I, at the end of December into suburbia. It was not a move for me born of desire but one borne of necessity. The house where I’d been living for the past 14 years was not for sale and even if it were there was no guarantee that it would have been a solid investment situated as it is on a farm outside of Harare which will eventually be incorporated into Zimbabwe’s capital city. Water supply might have been an issue. Currently it comes from further down ART Farm nearly 1,500m away so a source on the property would have had to be found.
I’d been happy there planting 15 indigenous trees on a property of around 1ha (yes that is a measure of contentment to my mind) but I knew that eventually I’d have to invest in a more solid property in town. So when Marianne became a permanent fixture in my life I suggested that we pool funds and look for a house. With the Zimbabwe economy sliding to a near comatose state we reckoned, and were told, that house prices were in a buyer’s market and the time was ripe to start looking. It has been a slow process – some 8 months to be exact.
Area was a concern as my work is to the north of the city and of course we were hoping to find somewhere easily accessible for exercising the dogs. We got on the internet and started looking. We were not flush with money and I insisted that we borrow as much as possible as we didn’t want to leave ourselves destitute should Zimbabwe totally collapse and we needed to find refuge elsewhere. Yes the loan would be expensive at 16% interest but worthwhile to risk someone else’s money rather than our own.
Having ascertained that we could get a loan for $75,000 we started the search. There were not a lot of houses on the market and what was there was often in very poor repair and over-priced. With the increasingly dire water shortage in the city a borehole was a prerequisite so any properties that didn’t have one didn’t merit a visit. The list of potential properties shrank and then became zero. Finally we saw a property that had some potential, or so Marianne thought. I was less enthusiastic but there was nothing else. The law had changed recently so that owners living outside the country could no longer repatriate their money from a house sale so were deciding to keep their properties – or so we were told. We paid the deposit, signed the agreement of sale and started looking for contractors to start the renovations.
By the time we started the move we were hopelessly over budget and of the firm opinion that artisans were in very short supply in Harare. And the rains had started on time (that’s a big storm in the photograph) and I’d got a policeman to admit that the new bond notes weren’t real money and didn’t make good toilet paper. Now 3 weeks later the rains have not let up, the contractors are still clattering around, we are even further over budget and my dear sweet Ridgeback, Kharma, has developed full-blown bone cancer and doesn’t have long to live. Yes, welcome to the suburbs.
This was only predicted to be a mild la Nina season but so far it’s been anything but. ART Farm where I used to live has already had more than its average annual rainfall with the wettest month, February, still to come. Major rivers in the east of the country are in flood and Lake Chivero, Harare’s main water supply, is spilling. The roads are dreadful – it’s no longer possible to dodge all the potholes so one just has to slow down and accept that it’s necessary to drive through some. The tobacco crop will not be great quality – with all the rain the leaf becomes thin and light once cured. The maize (the staple diet) is at risk from poor pollination as it is wind pollinated and needs to be dry for that.
And the policeman. Yes, that was different. A removal company did the major moving but there were still pot plants and other assorted items collected over the years to move so I borrowed a trailer and made many trips without incident past an illegal roadblock of 2 policeman (there have to be 3 or more) who couldn’t have looked more bored. Then one day there was an altogether more professional bunch there complete with patrol car.
“I am <name given> of the Highway Patrol, this is our car” he added pointing to a small, newish police car with POLICE in 20cm high letters on the side. “You have not got a light on the number plate of the trailer”.
“Oh, really?” I replied knowing full well that I didn’t have one.
“I can show you if you like”.
“No that won’t be necessary. How much is the fine?”
“$20”. Right, $20 for no number plate light. Ridiculous but I’ve researched this before and had no intention of arguing the point.
“So you will accept bond notes even thought they are like toilet paper?” I countered instead.
“Ah, but you must embrace them” he said parroting the official line.
I looked in my wallet and to my horror noticed that I had only a $50 note and a few $1. “If I give you real money I want real money change”.
He laughed, took the proffered note and counted out my change in US dollars and green bond notes. On handing me the US notes I asked “So this is the real money?”.
“Yes” he admitted.
“So you are admitting then that the bond notes are like toilet paper. Have you ever tried them for that purpose?”.
“Yes, but they were too hard!” he joked.
Well, at least he had a sense of humour.
We had a big storm last night and on the way to work there was grass caught on the railings of the bridge over the Gwebi River, near it’s source on the Borrowdale vlei. It had been over the road in the night. The nursery had received 80mm of rain but speaking to others it emerged that the eastern suburbs of Harare had received nearly double that. Despite the fact that this is a neutral el Niño/la Nina year we are having exceptional rains. Or maybe it’s just a normal rainy season like I remember from my youth.
The renovations to the house are almost complete and we’ll all breathe more easily once the contractors finally clear out. We still find badly painted doors, taps not centred over the bath, tiles with HUGE gaps behind them and of course a monster pile of rubble and trash to dispose of. The swimming pools is clogged with leaves (we should have drained it but were worried about being able to refill it) and we had to replace a burnt-out motor on the filter.
One day it will all be sorted but poor Kharma will not be around to see it. She did not cope well with the move and still panics a bit when she cannot find me. Her leg that was healing so well with the assistance of a dog physio took a turn for the the worse just as we moved. We called in the physio again but she could find nothing wrong then last Sunday she stopped eating. Panic. Thinking it might be biliary (a fatal tick-borne disease) I rushed her to the vet but he could find nothing wrong and asked that I take her back the next day for X-rays and blood tests. The results were bad; the cancer had proliferated in her leg and had also moved to her lungs. When she’d broken the leg last year the vet had been suspicious but could find no sign of cancer but now there is no doubt; she’s on borrowed time. The anti-inflammatories are helping control the pain and yesterday I found someone who could supply cannabis “oil” which has certainly brightened her mood (yes, the supplier said, it really did have THC in it as she’d tried it) and she eats with gusto and is pleased to see me but I know that each day is a bonus. Poor girl, she’s been such a good friend and companion and I dread the day she tells me she’s had enough.
Today I received a copy of a new Statutory Instrument from my ZIMRA (tax authority) account manager. The government has put VAT on basic foodstuffs; meat, fish, rice and maize meal. They really are desperate and it should provoke a riot but it won’t.
Zimbabwe Absurdity 
Panic, greed or both?
11 03 2026On Wednesday morning the previous day’s rumour of fuel price increase was proven correct. Diesel price had gone up from $1.53 per litre to $1.77. Please note that is US dollars not the local ZWG dollar which despite being an official and rate-controlled currency nobody wants it, most certainly not the fuel stations.
The reason given for the price increase is the ongoing war in Iran. I suspect that it’s a convenient excuse to bleed the Zimbabwean public of yet more money. Yes, the increase in crude oil price is going to cause a knock-on effect to the pump prices but nearly 16%? What does the government think the knock on to cost of living is going to be? Do they care? Will it come down if or when the fuel prices are reduced? Not a chance!
Being a landlocked country all imports of consequence come in by road or rail. A telling exception is the fuel pipeline from the Mozambique port of Beira to Mutare, a city on the eastern border of Zimbabwe, which accounts for some 90% of fuel imports. This means that oil price increases are going to have a minimal effect on pump costs. This doesn’t seem to have been incorporated into the ZERA (Zimbabwe Energy Regulatory Authority) calculation of how the maximum allowable fuel price arrived at. ZERA is the government body that regulates maximum fuel prices – I am not sure what else it does if anything.
More tellingly there is no indication of how much the source price has changed so it is effectively meaningless. The government has lost no time in telling us just how lucky we have been that it didn’t increase more (last paragraph in italics below):
“The petroleum prices are with immediate effect from 4 March 2026 for the next two weeks. In the meantime, ZERA will be closely monitoring the market developments to ensure that there is adequate supply in the market.
“The above prices are as a result of Government reducing some of its charges to cushion the consumers from astronomical increases that have happened from changes in the international market.
“Without Government cushioning, the actual prices would have been US$1.90/litre for diesel and US$1.81/litre for blend.”
This is from a government that has imposed taxes on bank transfers of 2% (some are exempt such as pensions), 2% tax on cash withdrawals from banks and a VAT of 15.5% that has just gone up from 15%. Income is taxed starting at $100 per month. Foreign currency transactions by debit card now attract a 15% tax. This is a government desperate for cash.
The shortage of cash is evident in the public sector. The road from Bulawayo to Victoria Falls is nearly impassable in places. There are lots of others. Talking to a friend who lives in the eastern highlands area of Nyanga she tells me that it takes her an hour to go 7km along a road that became impassable in January due to heavy rains and other stuck vehicles. Roads in our suburb of Mount Pleasant can require a good deal of patience to negotiate and the problem is widespread in Harare. Power outages and poor voltage are endemic and municipal water is erratic and at best a trickle (ours goes into the swimming pool for storage). What was once the pristine central business district of Harare is now the proverbial dog’s breakfast of rubbish, potholes, vendors and a bad smell to boot.
The tax department works! It’s had a complete makeover in the last year or so and nearly everything is doable online. That’s including the notorious QPDs (Quarterly Payment Due) whereby one has to estimate the company profit or loss four times a year with penalties enforced for being inaccurate. Yes, you got it – taxed in advance!
Businesses eligible to charge VAT have to have a computerised point-of-sale that is linked to the tax department’s computer system and every invoice or cash sale has a QR code on it. Scan the QR code and you can see a representation of the invoice. Try it on the example. I have to admit that I’m impressed.
So when the government hikes the fuel price by nearly 16% and tells us that it could have been more I am sceptical (I am already cynical).
Postscript: In the time taken to write this blog fuel pump prices have rocketed the world over. The Zimbabwe government might just have to rescind its decision to “cushion” price increases. So far there haven’t been reports of fuel shortages but the bulk diesel price on the sign pictured is now zero – none to be had.
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Tags: cost of living, crude oil, fuel prices, fuel shortage, income tax return, invoice, Iran war, pump price, tax clearance, VAT, Zimbabwe Government
Categories : Business, News & Various, Social commentary